With the changing marketplace that seems to move in multiple directions by the minute in our 24/7 consumer driven marketplace, considering career insurance just like any other insurance should be part of your life risk management plan. Career insurance comes down to having a contingency plan and specific additional income stream(s), (3-6 months of emergency cash on hand as well) to protect in the event of a loss of employment. Don’t get caught in a panic state, in the event of a job loss. Consider the pros and cons of a side business that “ you own”, compared to your employer owning you. Jack Welch’s famous quote states it perfectly, “Control Your Own Destiny or Someone Else Will”.